simple mom : financial baby steps 1 and 2

thinking about the fact that we owe money makes me feel sick.  that debt on our credit card.  that loan we had to take out so that we could do some maintenance on the house and the car.  sick, sick, sick. 

and i get frustrated.  frustrated that when it seems we're almost to the home stretch, something happens that requires us to spend an abnormal amount of money to fix, maintain, etc.  frustrated because that the money we're using to pay off our debt could have been used to help somebody in need.  frustrated that the interest we pay every month is money wasted.  [insert sarcasm here] what a way to be great stewards of God's money.

so, after unsuccessfully following through on david ramsey's seven baby steps last year, we are making another attempt this year.  simple mom has posted a great guide to david ramsey's plan here, focusing today's post on baby steps 1 and 2.

ready.  set.  go.


Kathleen said...

You're singin' my song! Our debt makes me want to puke! And also keeps us from having fun now, because we already had our fun (before we had the money.) Ugh.
I'm going to check out your links!

ConnieK said...

OMG, this is something that Klint and I talk about constantly as well. Even though our consumer debt isn't that bad (1 credit card and 1 car) it is our student loans that are killing us... so we are just going to focus on the baby steps and hope that by the end of this year we are at least on the road to financial health!

Melissa said...

Thanks for linking to this. I think this is something that has been weighing heavily on many people's mind lately. Lindsey gave me her "give to a friend" dvd from taking the course, and you are more than more than welcome to borrow it if you'd like. I'm excited to get our student loans and other crazy debt out of our lives.

Melissa said...

yeah, I can type... :o) (insert sarcasm)

Kimberly Gonzalez said...

Hi Prasti,

I totally hear ya on the debt. We just paid off one of my husbands school loans, and it was so liberating! I'm definitely one for cutting out coupons and cutting back on my so-don't-need-but-gotta-have Target items. Are you working? I know a ton of SAHMs (myself included) who have their own network marketing business and can contribute financially to their family. I was lucky enough to find one whose mission I am completely passionate about. If you go to www.amalakilifestyle.com and watch the first two videos you'll get a good idea of what it's all about and why I think it's so special.

I just thought I'd throw it out there in case it resonates with you. Thanks for sharing your blog; your little family is beautiful!

Here's to a healthy and prosperous 2010!

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